Preparation for an IUL for my mom-in-law 9/25/2023

During our last visit, my mom-in-law showed her interest in purchasing an IUL. I started creating some illustrations for her case. As a starter, this morning I woke up early so that I could talk with the insurance company workers over the phone. The workers are in the area where the time is 3 hours ahead of us. I noticed if I call them at 6 a.m. in my time, it is their 9 a.m., and they are still nice and helpful.

My mom-in-law currently has a term life insurance that will be expired on next month, and she wants to purchase an IUL newly with larger death benefit.

After I talked with a worker of the insurance company, I had some good ideas on which products I should advice to my mom-in-law.